I don’t know about you, but money and stress have always gone hand in hand for me.
Ever since I can remember I’ve stressed about having it, not having it, making it, keeping it, spending it, you get the idea.
Growing up, we never really talked about money. And this is not to shame or place any kind of blame or guilt on my parents. But, money just wasn’t something we talked about.
When I moved out and was on my own for the first time, I felt like I’d missed the memo on all things money. I remember the first time I had to write a check, I slyly hid my cell phone off to the side while I looked up google images of checks, so I could fill it out correctly. Y-I-K-E-S!
Once I got my first “big girl” job, where I was making a pretty decent amount of money - I was living the high life - so excited to have some money in my bank account - that I could spend on WHATEVER I WANTED, BABY! Minus my rent, car insurance, gas, groceries, and other bills - I WAS LVING THE HIGH LIFE.
Except I WASN’T.
Somehow my money *mysteriously* disappeared. As if a money gremlin came in and wiped it all away. You know who the money gremlin was?
ME at Starbucks multiple times a week.
ME at the mall, buying a shirt here and a $7.50 pair of earrings there.
ME going grocery shopping and then still eating out for most of my meals and buying $5.00 bottles of Kombucha.
I was the *money gremlin* who made my bank account bare.
But, here’s the thing. Had you asked me if I was managing my money - I would have told you YES! Because, I checked my bank account each time before I made a purchase. Literally, I thought I had a handle on my money because I made sure the card wouldn’t get declined if I were to swipe it. (Which it did several times - but, that’s a story for another time).
I’m telling you this - not because I’m some kind of financial wizard - but because handling money has always been hard for me and it has taken me ALL of my adult life to figure out that I need a BUDGET.
The word budget has always been an icky word to me. Up there next to *bedtime* & *yard work*. I always thought “eh - someday I’ll make a budget” but don’t you know - “someday” never came. Throughout the last decade I’d get fed up enough to buckle down and make a budget, but for one reason or another, it never stuck and I’d fall off the wagon and there I was living paycheck to paycheck once again.
So, that is why I’m writing these blog posts - so I can share some tips, tricks, ideas, and some downright ridiculous stories to help or at least enlighten you!
I’d love to know your thoughts on all things money or if you have any questions or suggestions for things you’d like me to share!